Insurance costs have been a huge financial burden for us because my husband’s employer doesn’t pay for family member premiums. When we registered with the New York State ACA marketplace, we were thrilled to find out that our son, who suffers from hydrocephalus, qualified for Child Health Plus. It costs only $60 a month, requires no co-pays and covers all of his medical needs. More importantly, his pediatrician and neurosurgeon accept this plan, and we do not have to change his doctors. We welcome being able to provide our son with the comprehensive coverage that he needs. We have more peace of mind than we have felt in a very long time, and that is priceless.
I suffer from severe psoriasis and psoriatic arthritis. I have had it going on 11 years now. Up until Obamacare no one wanted to insure me because I had a pre-existing condition. Until recently the low-income hospital that would treat people without insurance did not have a dermatologist on staff. I had to rely on general medicine doctors to treat my skin condition. I now have insurance but the deductible is very high. I guess I should not complain really. I now have health insurance, and the hospital now has a dermatologist, but I cannot get in to see the specialist for three months. Anyway, that is my story.