In 2009, I turned 22 and graduated college. I was removed from my parent's plan because of my age, but was denied coverage by the same insurance company as my parent’s because of preexisting conditions (migraines). I decided to go onto a COBRA plan through my parent's insurance as a stop-gap until I got a job with insurance benefits. However, before this could happen, I became very ill with what would turn out to be the autoimmune disorder dermatomyositis, which needed to be treated with various medications and infusions. We were stuck paying $600 a month for the COBRA plan, because I was too ill to find a job. However in 2011, I was added back onto my parent's insurance because of the Affordable Care Act, allowing me to get treatments and focus on getting well, rather than worrying about how to pay my monthly medical bills.
estimate my costs
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ESTIMATE MY COSTS
Think about your health and how often you typically use health care services. Make your best estimate below of how many times you might use each of these different types of health care services next year. If you sometimes have unexpected health care needs, you can use this page again to enter different information to see how your costs could change.